The following Terms and Conditions (“Terms and Conditions”) constitute a binding agreement between JoyPlay Entertainment Technology Company Limited (“JoyPlay”) and users of RichCat, a simulated trading and gaming platform developed and operated by JoyPlay that utilizes real-world data to provide services.

JoyPlay provides its services subject to these Terms and Conditions. Our services include access to our software, all other information available on our mobile application, and access to all related content and any communications between you and us.

To download the RichCat application and access its related services, you must carefully read and agree to these Terms and Conditions as well as our Privacy Policy, which can be found on our website and application registration page. We reserve the right to modify and update our Privacy Policy and Terms and Conditions at any time. For clarity, without limiting the generality of the foregoing, by downloading the application or using any of our services, you accept our latest Terms and Conditions and Privacy Policy.

Table of Contents

•	Products and Services
•	Registration Restrictions
•	Investment Strategy and Content Disclaimer
•	Games, Badges, and Rewards
•	Market Data, Insights, and Updates
•	User Rights and Restrictions
•	Google Play Rules and Restrictions
•	Indemnification, Waivers, Disclaimers, and Liability
•	General Conditions

Products and Services

By downloading and registering for the RichCat application or using any of our services, you acknowledge and agree that: 1. You will provide a valid email address for feedback purposes. 2. All our educational products are designed solely for self-learning and do not guarantee any form of trading success. 3. JoyPlay is not responsible for any trading failures. 4. You are responsible for carefully reviewing all financial and educational disclaimers before signing up with any recommended broker.

Registration Restrictions

By downloading and registering for the RichCat application or using any of our services, you acknowledge and agree that: 1. You are at least 16 years old. 2. If you are between 16 and 18 years old, you have obtained permission from your parent or guardian, who has read and understood these Terms and Conditions and our Privacy Policy, to register and access our services. 3. The information you provide during registration, including your email address and any other details, is accurate, up-to-date, and belongs to you. 4. You will not post any offensive content on your profile, including but not limited to offensive images and usernames. 5. We reserve the right, at JoyPlay’s sole discretion, to block or remove users based on any content deemed offensive. 6. You have read, understood, and agreed to our Privacy Policy.

Investment Strategy and Content Disclaimer

RichCat is a fantasy trading game that uses real-world currency names and pricing data to provide users with information to manage simulated investment portfolios and compete with other users. By downloading, registering for the application, or using any of our services, you hereby acknowledge and agree that: 1. The application does not provide financial advice or real-money investment guidance, and JoyPlay is not responsible for any investment or trading decisions you make on any platform. 2. The data, prices, insights, and other relevant information we provide are solely for improving your performance in the app’s competitions and should not be considered as investment advice or recommendations. 3. JoyPlay aims to provide relevant and up-to-date market content, but we are not responsible for any errors or inaccuracies in the content, including but not limited to industry, instruments, or market information available on the app. 4. JoyPlay is not responsible for any errors or inaccuracies in third-party content linked to the application, including but not limited to financial news, company information, updates, tool pricing, and any other external content. 5. RichCat does not offer any financial incentives or rewards to its users. The application is not intended to be used as a betting or gambling platform. It operates solely with virtual currency, which is a digital asset used only to enhance the realism of the user experience and for in-game simulation purposes.

Games, Badges, and Rewards

Each user in RichCat starts with the same initial amount of in-game currency, which they can use to earn in-game profits, bonuses, and achievements by investing in assets. General rules and tournament activity rules can be found in the FAQ section of the application. By downloading and registering for the application or using any of our services, you acknowledge and agree that: 1. JoyPlay is not responsible for any psychological or mental distress you may experience due to the competitive nature of the application, including but not limited to addiction, emotional stress, or physical pain. 2. JoyPlay is committed to providing a seamless gaming experience. However, we are not responsible for any technical issues during competitions, including but not limited to problems related to instruments, departments, results, information prizes, or tournament structures. 3. JoyPlay reserves the right to modify badges and game structures at any time without prior notice. 4. JoyPlay is not responsible for resolving any user disputes related to tournaments, including but not limited to disputes regarding results, instrument trading, data loss, or portfolio calculation errors. 5. JoyPlay obtains market data from external vendors and is not responsible for any consequences of delayed or end-of-day data, nor for their impact on instrument trading and overall competition results. 6. JoyPlay reserves the right to cancel or modify any competition at any time.

Market Data, Insights, and Updates

RichCat provides users with a platform to manage simulated investment portfolios and compete with other users. Each tournament includes a market section with various instruments available for selection. By downloading and registering for the application or using any of our services, you acknowledge and agree that: 1. JoyPlay reserves the right to add or remove any instruments from any competition. 2. JoyPlay is committed to providing seamless data flow but is not responsible for any pricing errors related to instruments, including but not limited to zero prices, missing prices, historical price charts, and incorrect dates. 3. JoyPlay is not responsible for miscalculations of short-term trends and volatility in each instrument provided in the app’s market section. 4. JoyPlay is committed to providing accurate and up-to-date content but is not responsible for errors in insights and updates, including but not limited to incorrect names, headquarters, holdings, industries, markets, indices, currencies, trivia, branding, components, and products. 5. RichCat’s content and information are solely for in-app competitions, and we are not responsible for any investment or trading actions you decide to take within or outside the application.

For sections such as User Rights and Restrictions, Google Play Rules and Restrictions, Indemnification, Waivers, Disclaimers, and Liability, and General Conditions, the translation follows a similar format. Let me know if you need any modifications or the complete version!